Wisdom is good with an inheritance: and by it there is profit to them that see the sun.
For wisdom is a defence, and money is a defence: but the excellency of knowledge is, that wisdom giveth life to them that have it.
According to Matthew Henry, one of my favorite commentators, money (an inheritance) is good for little without wisdom. I’m thinking of someone who has gained, perhaps, a small inheritance. Used wisely and invested well, that money can become a fortune. But, spent in haste on unnecessary things, it is soon gone and there is little to show for it. Where there is no wisdom, the money is actually not a blessing, but a stumbling block.
Or think of the commonly heard story of someone who has won a huge amount of money in the lottery; or perhaps someone who makes a million dollars or more in only one season as an athlete. Without wisdom, bankruptcy is sure to happen, as history shows us. It might be interesting to do some research on lottery winners who are bankrupt or even who have committed suicide; same with athletes who had no sense in their sudden wealth and fame and whose lifestyle has ruined their careers.
I have a lot of respect, by the way, for athletes who, suddenly wealthy, have shared that wealth in ways that have improved the lives of others. Money plus wisdom.
Wisdom can be like a strong rock of defense; it can shelter and protect. Money can also be used as a defense against many of the ills of this world “under the sun” (from man’s perspective). When you put them together wisely, you have a very good thing. Wisdom, however, is the better thing, because without wisdom, money can be a burden rather than a blessing.